Secure Processing Solutions , LLC
FROM CONTRACT TO CLOSE
Focus on your book of business and let us focus on the process!
First:
Select a wholesale lender of your choice. (You must have your lender selected prior to submitting a file with S.P.S)
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Second:
Review file submission form/checklist (click here)
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Third:​​
Submit your file to include the submission form and items on the checklist.​
Our Story
Secure Processing Solutions LLC., specializes in tailored mortgage solutions that simplify the operational process for Brokers and Lenders. Our proven end to end workflow implemented over 15 years in wholesale/retail Lending assists our expert processors to prioritize our customer's needs. We strive to provide a seamless experience for Loan officers, Attorneys, first-time homebuyers and seasoned investors alike.
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THE BEST PART? IT IS NO COST TO YOU!!
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Our service cost is itemized on the final closing disclosure as a third party processing fee and charged to the borrower.
Our Offerings
Loan Programs: NON QM and QM
FHA, Conventional, DPA, JUMBO, ITIN, Bank Statement Loan, DSCR
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What's Included?
Upfront Set Up
Once your borrower is under contract and your submission form is submitted, we can take it from there.
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Up front set up includes the following:
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Appraisal Order after intent to proceed is signed.
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(Please specify property type and Lender)
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S.P.S has a variety of accredited appraisal companies approved by all wholesale lenders. (i.e: appraisal scope, class valuations, and in some cases directly from the Lender.)​​​​​
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Title Order
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Per your contract.​
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For Refi, please include title on the submission form
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Insurance quotes
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Up to 3​
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Lender Submission
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MISMO 3.4 will be registered and related documents approved will be submitted for the Lender to send initial disclosures​
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Verifications (if applicable)
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Verification of rent/mortgage
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Verification of Employment
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Conditional Resubmission
From mortgage planning to risk assessment, our financial solutions provide you with the insights and guidance needed to make informed decisions and optimize your financial processing support.
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Once approved, the conditional approval is reviewed and discussed with the Loan Officer/Attorney.
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S.P.S contacts the borrower with the LO's consent to request all related documents required for the loan to be resubmitted.
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At this time the insurance company will be selected and binder requested
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If the loan is not locked, then a lock request will be submitted.
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If there are any changes required for the loan to qualify then a change of circumstance will be requested once approved by the LO.
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This process will continue until the file is denied or cleared to close.
Clear to Close
Average turn time is 25-30 days from file submission.
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Once the file is CTC S.P.S will balance the CD, however, it is the LO's responsibility to confirm accuracy.
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The Title company and borrower will be notified and closing availability will be confirmed with all parties.
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S.P.S will verify wiring instructions and funding confirmation.
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Secure Processing Solutions, LLC does NOT keep documents on record after close. It is the responsibility of the broker to maintain documents for your record.
Why Choose Us
Expert Mortgage Processor
Secure Processing Solutions, LLC offers expert processing services to help brokers and families navigate the complex mortgage process. S.P.S tailors a workflow unique to each file abiding by current compliance/guidelines..
Strategy
Review initial documents with precision to decrease the amount of resubmissions.
Analysis
Insightful Guidance based on current regulated compliance specific to the program chosen
Development
S.P.S is the go-to for all of your contract processing needs, allowing you to continue to focus on your book of business without the worry of the overhead cost of an in-house processor.
Implementation
Execution Excellence.
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S.P.S strives to implement the best workflow to streamline the loan process of the borrower's homebuying experience. Specializing in purchases and refinances/cashout with a variety of programs including but not limited to DSCR, ITIN, Bank statement loans, P & L, FHA, Conventional and JUMBO...etc
Our Impact
1000+
Homebuyers Assisted
500M+
Funds Secured
15
Years of Experience
98%
Satisfaction Rate
Our Wholesale Partners
S.P.S works with a number of approved wholesale Lenders. If you do not see a Lender below that you are interested in, please contact us and allow 5-7 business days for the Lender to be added to our list. (Click thumbnail to redirect you to 3rd party website)
Testimonials
Working with Ms. May has been a game changer for my business. She is incredibly loyal, hardworking, and truly a team player. She takes full ownership of every file she touches and consistently goes above and beyond to find solutions when challenges arise. Her commitment to excellence and proactive mindset make her an invaluable part of my team. I highly recommend her services to any loan officer looking for a dependable and results-driven processor.
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Veronica Montgomery-NEXA Mortgage
NMLS#2097925
I strongly recommend Ms. Juric for employment I have had the pleasure of working in the Processing department, when she has been entrusted with a great deal of responsibility.
I have had the opportunity to observe Ms. Juric professional skills as well as interpersonal style. She is consistently pleasant, and takes on all assignments with enthusiasm and dedication.
Regardless of deadlines or other pressure Ms. Juric always delivers. Her superior organizational skills make her the consummate multi-tasker.
Irma Hunold
Contact Us
Opening Hours
Mon - Fri
Saturday
​Sunday
8:30 am – 5:00 pm
Closed
Closed